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Electronic Master Promissory Note (e-MPN)
This Web page will guide you to complete the Direct Loan or Parent PLUS loan process.
A U.S. Department of Education issued PIN is required to complete the electronic Master Promissory Note process. Visit the PIN Web site if you need additional information.
Direct Stafford Loan Borrowers
- A Direct Stafford Subsidized or Unsubsidized Loan requires a Master Promissory Note (MPN) and Entrance Counseling.
- The MPN is an agreement to pay back any Direct Stafford Subsidized or Unsubsidized Loans.
- Entrance Counseling is an acknowledgment of borrower rights and responsibilities.
Federal Direct Parent Loans (PLUS)
- PLUS Loans require a Parent Data Form and electronic Master Promissory Note (e-MPN) to be completed by the parent.
- Only one parent should be listed on the Parent Data Form and the same parent should complete the e-MPN.
- A U.S. Department of Education PIN number is needed to complete the e-MPN.
Federal Graduate Loan (PLUS)
- PLUS loans require a separate electronic master promissory note and entrance counseling that needs to be completed by the student.
Last updated: Tuesday, 25-Aug-2009 12:54:22 EDT
Student Response Center | University at Buffalo | 232 Capen Hall | Buffalo, NY 14260-1631
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Information subject to change without notice due to changes in federal, state and/or institutional rules and regulations.
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